This website is owned and operated by Melissa Lyon. These Terms set forth the terms and conditions under which you may use this website and services as offered by me. This website offers visitors educational and consulting services. By accessing or using the website of my services, you approve that you have read, understood, and agree to be bound by these Terms.​ You will be asked to agree to these terms when in the payment process for any course or service.

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Who Can Use Payment Services

In order to use this website's payment services, you must be at least 19 years of age, or of the legal age of majority in your jurisdiction, and possess the legal authority, right and freedom to enter into these Terms as a binding agreement. You are not allowed to use this website's payment services if doing so is prohibited in your country or under any law or regulation applicable to you.

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Types of Payment Accepted

I accept the following types of payment:

• E-Transfer (preferred): Please set up e-transfer to Melissa Lyon at m.lyon@telus.net

• Credit/Debit Cards

• Apple Pay

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Commercial Terms

When paying for a service or course, you agree that: (i) you are responsible for reading the full item listing before making a commitment to pay for it: (ii) you enter into a legally binding contract to purchase an item when you commit to paying for an item and you complete the check-out payment process.

The prices I charge for using my services or registering in courses are listed on this website. I reserve the right to change my prices for items displayed at any time, and to correct pricing errors that may inadvertently occur. Additional information about pricing is available on the payments page.

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I may, without prior notice, change the services; stop providing the services or any features of the services I offer; or create limits for the services. I may permanently or temporarily terminate or suspend access to the services without notice and liability for any reason, or for no reason.

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Ownership of Intellectual Property

The Service and all materials created by Melissa Lyon therein or transferred thereby, including, without limitation, courseware and text, and all Intellectual Property Rights related thereto, are the exclusive property of Melissa Lyon. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, distribute, copy, reproduce, publish, adapt, edit or create derivative works thereof.

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Right to Suspend or Cancel User Account

I may permanently or temporarily terminate or suspend your access to the service without notice and liability for any reason, including if in my sole determination you violate any provision of these Terms or any applicable law or regulations. I may discontinue use and request to cancel your account and/or any services at any time. 

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Indemnification

You agree to indemnify and hold Melissa Lyon harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against her by any third party due to, or arising out of, or in connection with your use of the website or any of the services offered on the website.

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Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Melissa Lyon, be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the service.

To the maximum extent permitted by applicable law, Melissa Lyon assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of my services.

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By clicking on the "Agree & Pay Now" button and completing the payment process, you acknowledge agreement with the terms outlined above.